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Easily configure a card program to meet your business needs

Our modular system offers you a turnkey yet tailored card program. You simply choose which out-of-the-box modules best meet your business needs.

Step 1

Choose your card type

Debit or credit options with load values between $500 and $500,000 USD.
Secured credit
Load value set with a 1:10 reserve ratio at the Program or Cardholder level. A reserve of $1,000 provides a $10,000 limit.
Debit Card & Credit Card
Load value set with a 1:1 reserve ratio at the Program or Cardholder level. A reserve of $1,000 provides a $10,000 limit.
Debit Card & Credit Card 1

Step 2

Choose your card type

Debit or credit options with load values between $500 and $500,000 USD.
Single Currency
Integration options for essentially any currency.
Currency Coin
Exchange, hold, and spend with two or more currencies.
Currency Coins
Hold crypto in your wallets and spend it directly with your card.
Currency Coins 1

Step 3

Choose your card type

Debit or credit options with load values between $500 and $500,000 USD.
Treasury loaded
Fund clients wallets and cards directly from the Management Portal.
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Cardholders fund their wallet directly with a dedicated IBAN.
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Cardholders fund their wallet directly from a linked bank account.
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Step 4

Choose your card type

Debit or credit options with load values between $500 and $500,000 USD.
Travel discounts
Save time and money by booking hotels, rental cars, and cruises, at the lowest prices. Booking access directly in the mobile and web app.
Suitcase
Shopping discounts in-store and online. Save up to 50% at over 350,000 brick and mortar merchants, and up to 75% at over 65,000 pharmacies across the US.
Carry Bag
360° identity theft protection from prevention to prosecution. Includes: monitoring of the dark web, restoration, insurance, lost card assistance, and unlimited legal care.
Identity Card
100% fraud protection coverage for unauthorized transactions from lost or stolen cards, card number cloning or theft, and ATM theft. Available in multiple coverage amounts.
Euro Currency

Card Issuance

Brand and issue physical and virtual cards

Design your unique branded cards to create a consistent identity for physical and virtual cards. Our team will handle card production and fulfillment.

Physical Cards

Custom or ready made designs, metal or plastic, with the option for cardholder names to be imprinted or for nameless cards that can be assigned a later time.

Virtual Cards

Fast issuance of digital only cards in the app platform with your custom or our ready made designs.

Digital Wallet Support

Cardholders can load physical and virtual cards into their Apple Pay or Android Pay wallets for touchless payments with tokenized security.

Platform Apps

World-class apps made yours

Provide your customers with an industry leading experience. Features include onboarding, adding and managing cards, wallet management, sending and requesting funds to anyone in the program, accessing benefits, and stay on-top of notifications. Includes multi-language support.

Cards

Get new physical or virtual cards, add cards to a digital wallet, load cards with funds from the wallet, view card details, freeze cards, see transactions, and more.

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Two Circles
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Wallet

Single and multi-currency support with currency exchange and pockets for each currency, load cards, transaction monitoring, and monthly statement generation.

Transfer

Move funds between wallet and cards, send and request money from anyone in the program. Optional IBAN or bank account direct deposits and transfers.

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Two Circles

Benefits

View program benefits and access them directly in the app.

Also available on desktop

Providing a consistent experience between mobile and desktop.

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Two Circles

Card Issuance

APIs available for integration with your existing platform

Seamlessly connect to your platform with full or partial feature integration. Visit our API library to learn more.
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Management Portal App

One place to manage your entire program

Control all program parameters with one login. Set up and manage client accounts, distribute funds to wallets and cards, manage wallets and cards.

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Client Accounts

Set up client accounts one by one, by batch uploading, or by sending onboarding invitations.

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Treasury Account

Distribute funds to wallets and cards individually or fund multiple with batch funding.

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Wallet Management

Issue client wallets with preset parameters and fund wallets from the Treasury.

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Card Management

Issue client wallets with preset parameters and fund wallets from the Treasury.

Security Suite

Security and privacy at the core

Industry leading security technologies and support to ensure your program is setup secure, customers are onboarded to regulatory standards, and fraud is minimized.
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Client Accounts KYC Verification

Integrated Know Your Customer verification, confirming cardholder identities during onboarding by gathering personal data and documents to adhere to local and global regulatory standards.

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Fraud Monitoring

Fraud monitoring involves actively seeking out and thwarting fraudulent activities within your card and wallet portfolio. It helps ensures protection against financial losses by quickly identifying any suspicious behavior.

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Tokenization

Card tokenization is a security technology that protects cardholder data during electronic transactions by replacing the card number with a unique set of characters, known as tokens. Available by adding cards to Apple and Android Pay digital wallets.

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3-D Secure

3DS security protocol adds an additional step for verification, obliging users to input a password or biometric recognition to reduce the possibility of unauthorized transactions while enhancing trust in the digital payment process.

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Virtual Cards

Virtual cards are a secure way to transact by creating a unique card that only exists in a cardholders digital wallet, enhancing privacy and reducing fraud risk.

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Two-Factor Authentication

Enhanced security by mandating users to supply two distinct forms of identification, their password and a verification code sent via email or text message prior to gaining access to their account.

Customer Support

Support throughout

Our seasoned team will support the setup of your program, onboarding, issuance and the platform training, and ongoing support for both your team and your cardholders.

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Program Management

Our implementation team is ready and waiting to help you fine tune your program to ensure everything runs smoothly.

Onboarding

We handle the process for you, including application search and verification, approvals and exemptions.

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Training

We educate your staff on the nuances of card and wallet issuing, and on our systems and process with a direct line of communication.

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24/7 Support Center

Our agents are highly trained in providing the appropriate level of support for your clients, in the languages and medium you need.

Global Jurisdictions

Global Jurisdiction Listing

As Principal Members of Visa and Mastercard, Our Global Network Covers 100+ Countries and Territories. Explore the Full List Below.

Available for Businesses In Over 100 Countries

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Track Record

Our track record speaks for itself

Over 15 years of experience working with enterprises and startup alike to delivery the highest quality payment platform around the world.

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Capital Union Bank Logo
Caye International Bank Logo
EQI Bank Logo

Ready to get started

Start providing your clients with an easy to use and comprehensive card and wallet program.